With an Options Account, you can get all the things you need without having to pay for them all at once. From dressy dresses for special occasions, essential home items like fridges and cookers to the gadgets we rely on more and more. It gives you more freedom and makes shopping online more affordable – who wouldn’t want that choice?

Take a look at the payment options below including TAKE 3 the new No Interest payment option.

Take 3 - 3 Payments, 3 Months, No Interest Spread the cost - Flexible payments to suit your budget Buy Now Pay Later.

Options Account Terms and Conditions >

Open an Options Account >

Representative example:
Our representative APR and interest rate is 39.7% variable. Typical credit limit £1,000

The actual credit limit offered will depend on your personal circumstances. Other interest rates may apply to purchases over various periods.

The actual APR applicable to you may be different from the representative APR, based on your credit status.

Interest bearing payment options shown are examples only and will be charged at your applicable interest rate

You can pay for your purchases by making the payments shown, which are not fixed. Alternatively, you can spread the cost using Isme Account where the minimum monthly payment is £5 or 7% of your current balance, whichever is greater, plus any applicable insurance premiums. The actual APR applicable to you may be different from the representative APR based on your credit status

Credit is provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Goods/services provided by Shop Direct Home Shopping Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB.